Veterans Program
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BBUSA VETERANS PROGRAMS
A VA loan is a government-backed mortgage option available to Veterans, service members and surviving spouses. VA loans are made by private lenders, like mortgage companies and banks, and not the Department of Veterans Affairs.
VA home loans offer competitive interest rates and terms and can be used to purchase a single-family home, condominium, multi-unit property, manufactured house or new construction.
Our philosophy BBUSA
The VA has guaranteed more than 28 million loans since 1944, when the home loan program began as part of the original GI Bill of Rights. VA loans work much like any other home loan but come with significant benefits meant to make homeownership easier and more affordable for Veterans and service members.
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Our BBUSA VA Loan
Being able to buy a home without a down payment is the signature benefit of VA loans. This huge advantage has been part of the loan program since day one. Qualified Veterans can purchase without making a down payment, no matter how much home they're buying.
Most other loan types will require a down payment, often at least 3% of the loan or more. Saving that kind of lump sum can take years for many Veterans and military families. VA buyers with plenty of cash for a down payment can also choose to invest that money elsewhere.